How I Survived A NO-SPEND Month
I started my year with a shopping detox, and I survived!
What is a NO-SPEND month?
A no-spend challenge is an undertaking to spend only on necessities, or to refrain from spending on specific categories, for a specified amount of time. The intention is generally to cut-back on specific types of expenses, but it could also be a means to evaluate and reframe spending habits, or taken as an opportunity to look at one’s attitude towards shopping.
In my case, I decided the whole month of January 2019 to be my no-spend month. In part, I feel like it may not have been the best time to do it because so many brands go on Clearance Sale after the holidays. On the other hand, it could also have been the ideal season to do it, because I saved a 100% on the stuff I didn’t buy – and we most likely didn’t really need them.
Having said that, perhaps it was all the sales happening online and in-stores that made me think for a second that I wasn’t going to be able to pull through. But I did!
How I Survived A Whole Month Without Shopping
To say I didn’t spend anything in the month of January 2019 would be a lie. But I can definitely state for the record that any spending I did were for our day-to-day necessities or were pre-planned expenses (like me pairs of flip-flops). For someone who does a lot of online shopping (me!) that is really tough. If you would like to do a similar challenge, here are my tips for success:
Set your WHY
This has to be the most important step – set your intentions for taking on a no-spend challenge. You must be very clear of your goals, and why you want to do it. Without the Y, you are likely going to fail.
Why I did No-Spend January – My husband and I earn a decent income. It definitely affords us a comfortable (for us) lifestyle, and funds our hobbies and interests. But believe it or not, we don’t have a lot saved up. I was not hoping to “save money” through this exercise (I had already decided to reduce my shopping budget for the year) but I did want to stand back and re-evaluate my spending habits. I want to do all the things, but I also want to be more intentional with what I spend money on, and what I make space for in my life. Staying away from any unnecessary spending for a whole month was a way for me to reflect on that.
Identify Triggers, and Stay Away
It is important to dig deep (okay, maybe not even) and find out your triggers for unnecessary, and/or impulsive shopping. For me, it’s Instagram. And I don’t mean those influencers with curated feeds, but actual online sellers with IG as their platform.
Thanks to my favorite Plus-Size seller on Instagram, I have quite a lot of clothes that fit, and that spark joy. 🙂 I ordered a lot from her last year, even when I had no plans to. My shopping style was this:
- Seller posts new clothes up for sale
- Is it my size? Yes. Mine!
- Refresh feed.
- Is it in my size? Yes. Mine!
And I follow more than one plus-size seller – so that could happen multiple times a month! And I also have a favorite book seller, a few local bag-makers, and then those lovely accessories too. If I surrounded myself with those triggers, it would be a little more difficult to say no to spending. I didn’t unfollow them but I did turn off notifications. I also stopped myself from visiting their profiles when they start popping-up on my feed with new stuff on sale.
It’s also a good idea to stay away from the mall. Out of sight, out of mind.
The hubby was due to get some new clothes and we decided to hit SM North’s 3-day sale last month and take advantage of the discounts. I didn’t think I could walk away without a personal purchase, but we made it happen. We had also done a few trips to Greenhills (his errands), and I am proud to say that I was satisfied with just looking, and not buying.
Make A List, Check It Twice
It is not uncommon to suddenly realize or remember that there is actually something that you just absolutely must have. I’d say, make a list and sleep on it. Check your list and evaluate if it’s a need or a want. Ask yourself why you need it. Sleep on it some more.
If you still feel that you neeed it after checking it twice, go ahead and buy it. No-spend month or not, if you need it, then you must have it. But be honest with yourself here.
Let The World Know
Okay, maybe the whole world doesn’t need to know, but at least let significant people in your circle know about your challenge. I didn’t tell anyone right away that I was doing this, but it helps to let people know so you could have help to keep yourself accountable.
If I didn’t tell my husband I was doing a no-spend month, he would have enabled my shopping. For sure.
Just Because I Can, Doesn’t Mean I Should
Shopping definitely makes me happy. And we tend to do more of the stuff that fills us with joy.
I have always been plus-sized and, unfortunately, there hasn’t always been a good source of nice and affordable clothes that fit me. So when I find pieces I like in my size – I grab them and take them to the counter! I end up buying so much because I fear of missing out. Sayang naman kasi. But now there’s a lot of options out there! I can shop online, and at the mall.
But just because they’re available, and I can afford to buy stuff, it doesn’t mean that I should. Specially not when I don’t need them.
As much joy buying stuff gives me, I have to remind myself that there are also other things that do – like having an emergency fund, getting to use up my stash of scrapbooking supplies, seeing our space cleaned up and organised (no matter how brief it stays that way), traveling, hanging out with family and friends. I must keep in mind that seeing stuff pile up and not being used does not make me feel good at all.
I’ve done a bit of destashing prior to January, so I have a good idea of what’s in my closet. This also gave me an idea of what else I really need, like a really good pair of jeans. That goes on my running shopping list. This is a hand-written list of things I have on the back pages of my Passion Planner, and these are stuff I will allow myself to shop for, for the rest of the year. Not everything on that list will necessarily be purchased. See tip #3 above. I will check that list more than twice, and evaluate the need for each item, and set aside funds for it.
This is true also for any gadgets and items for hobbies, or for the home. It’s easy to succumb to impulse buying but if I tell myself I’d put it on the list for later consideration, it helps avoid the wasteful spending.
We already know the value of having a shopping list helps when doing groceries, there’s no reason why it won’t be a good idea for everything else.
Stop the FOMO
When you don’t hit the weekend markets, the bazaars, the sales, and even the latest zero-waste or sustainable fair, you’re not missing out.
I skipped The Good Trade fair last month despite looking forward to it for weeks, because I realized that I don’t want to turn my zero-waste efforts into just another reason to go shopping. After all, to keep amassing stuff you don’t need completely contradicts the concept of zero-waste living.
Prompted by a reminder from the good folks of The Good Trade, I looked at my list of things I thought I needed to get at the Fair and realized I didn’t really have to go.
If course, if I were going there with friends and we can make a day of it, why not! It would have been a great way to encourage others in my circle to move towards a more sustainable lifestyle. But it wasn’t the case for that weekend. So I missed it, and I was okay.
Be More Intentional
Perhaps my biggest takeaway is this: being intentional in every way, including spending money, is key to a fuller life. Splurging on a few priced things every once in a while, may be a better reward than buying a few little things too often.
Of course I have done some shopping since the month ended (we’re almost through February now) but I have no guilt feelings about those purchases. I know there will be a lot less shopping in the next two to three months, at least. The best feeling though, is knowing you say no to buying something not out of budgetary considerations (that’s good too, though) but more because you know you don’t really need or want it.
Thanks for reading!
Would you consider doing a no-spend month? Or is there a specific expense category you’d like to cut-back on? I would love to hear about it!